Need help with managing your finances?
If you need help with managing your finances or budgeting, we might be able to help with:
• Money management (such as budgeting)
• Grants or charity applications (like furniture or white goods)
• Support with Discretionary Housing Payment Applications through your Local Authority (your council) for help with the bedroom tax or benefit cap.
• Opening bank accounts
If we can’t help you, we can let you know about other organisations who will be able to help, such as debt management agencies.
Make sure you're getting all the benefits you're entitled too
Our benefits and budgeting calculator is a quick and easy way to check you are receiving all you are eligible for. Including benefit entitlement as well as other ways to save money like reduced broadband packages, travel discounts and free school meals.
It’s worth checking!
For further support you can self-refer to our experts at Abri by pressing “submit to adviser” and giving us a call.
Get debts under control
Getting your debts under control is one of the best things you can do to better manage your finances and budget effectively.
StepChange is a fantastic charity that provides free, confidential and expert debt advice and money guidance. They can help you with:
- Debt management plan (DMP)
- Individual voluntary arrangement (IVA)
- Debt relief order (DRO)
- Bankruptcy
- Equity release
- Debt Arrangement Scheme (DAS)
- Sequestration bankruptcy
- MAP bankruptcy
- Protected trust deed
Our colleagues can also provide advice and guidance on managing your debts if they're impacting your ability to meet rent payments.
Further Information:
- People seeking any of these options should first speak to a debt adviser – which can be accessed free of charge via MoneyHelper.
- For details of options for dealing with debt, see Options for dealing with your debts: Overview - GOV.UK (www.gov.uk)
- Check how you can pay off debt and contact a free, expert debt adviser here: Check how you can deal with your debts - GOV.UK (www.gov.uk)
- For more information about DROs, see Options for dealing with your debts: Debt Relief Orders - GOV.UK (www.gov.uk)
- For more information about IVAs, see What you need to know about Individual Voluntary Arrangements (IVAs) - Insolvency Service (blog.gov.uk)
- For more information about bankruptcy, see: What you need to know about bankruptcy - Insolvency Service (blog.gov.uk)
- If you are in Scotland there are different options available. For details see here: Accountant in Bankruptcy - Scotland’s Insolvency Service - Explore Various Debt Solutions (aib.gov.uk)
- The government announced changes to DROs in the Spring Budget in March 2024, to make sure that those who most need support can access help. Chancellor Jeremy Hunt announced that the £90 fee for DROs would be abolished from 6 April 2024.
